STEP 1) Select your level of cover
We offer five levels of cover to match policy sub-limits to your needs.
| Sub Limits
|
Mini
|
Level
One
|
Level
Two
|
Level Three
|
Level
Four
|
|
ISR - Property and Crime Covers |
| Declared Value (limit of indemnity)
|
400,000 |
600,000 |
800,000 |
1,000,000 |
1,500,000 |
| Loss of Profit incl Wages
|
350,000 |
500,000 |
650,000 |
750,000 |
1,250,000 |
| Claims Preparation
|
20,000 |
20,000 |
25,000 |
50,000 |
50,000 |
Additional Increased
Costs
|
20,000 |
20,000 |
25,000 |
50,000 |
50,000 |
| Accounts Receivable
|
20,000 |
20,000 |
25,000 |
50,000 |
50,000 |
| Sub Limit for Food Claims
|
100,000 |
100,000 |
100,000 |
100,000 |
100,000 |
| |
Theft All Contents
Incl Tobacco
|
15,000 |
25,000 |
40,000 |
50,000 |
50,000 |
| Owner/Staff property $20,000 Aggregate |
5,000
per item |
5,000
per item |
5,000
per item |
5,000
per item |
5,000
per item |
| |
| Money Incl Bus/Phone/Scratch Tickets
|
15,000 |
25,000 |
40,000 |
50,000 |
50,000 |
Bus Hrs /a/h in
Safe/Transit
|
15,000 |
25,000 |
40,000 |
50,000 |
50,000 |
On Premises a/h
Not in Safe
|
2,500 |
2,500 |
4,000 |
5,000 |
5,000 |
| At Residence
|
10,000 |
10,000 |
15,000 |
20,000 |
20,000 |
| |
| Marine Transit
|
20,000 |
20,000 |
30,000 |
30,000 |
30,000 |
| |
| Staff Dishonesty/ Embezzlement
|
20,000 |
20,000 |
20,000 |
20,000 |
20,000 |
| |
|
Breakdown Covers |
| Machinery Breakdown/Electronic |
40,000 |
40,000 |
40,000 |
40,000 |
50,000 |
| DOS |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
| |
|
Liability |
| Broadform Liability
|
20,000,000 |
20,000,000 |
20,000,000 |
20,000,000 |
20,000,000 |
| Goods in CCC |
40,000 |
50,000 |
75,000 |
100,000 |
100,000 |
| |
| Sub Limits
|
Mini
|
Level
One
|
Level
Two
|
Level Three
|
Level
Four
|
| Option |
|
|
|
|
|
STEP 2) Select cover required
|